Payment Policy

Last Updated: [12/08/25]

This Payment Policy outlines the terms under which payments are processed for purchases made on [RAM KIRANA] . By placing an order on our website [https://ram-kirana.store.shoopy.in], you agree to the terms below.

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1. Accepted Payment Methods

We accept online payments only through the following secure payment methods:

Credit cards (Visa, MasterCard, American Express, etc.)

Debit cards

Mobile wallets (e.g., Google Pay, Apple Pay)

Online banking (if applicable)

[Any other payment gateways you use, e.g., PayPal, Razorpay, Stripe]

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2. Payment Processing

All payments must be completed in full before your order is confirmed.

Your payment will be processed at the time of checkout.

We do not store your payment information; all transactions are processed via secure, PCI-DSS compliant payment gateways.

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3. Currency

All transactions are processed in [RUPEE].

Any currency conversion or bank charges are the customer’s responsibility.

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4. Order Confirmation

Once your payment is successful, you will receive an email or SMS confirming your order and payment.

If payment fails, your order will not be processed.

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5. Refunds

Refunds (if applicable) will be issued to the original payment method used during checkout.

Processing times for refunds may vary depending on your bank or payment provider, but usually take [3] days.

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6. Fraud Prevention

We reserve the right to cancel or hold any order that we suspect to be fraudulent or unauthorised.

You may be required to provide additional verification before we process your payment.

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7. No Cash on Delivery (COD)

We do not offer cash on delivery. All orders must be paid for online at the time of purchase.

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If you have any questions about our payment policy, please contact us:

Email: [sahramkishor821@gmail.com@email.com]

Phone: [9263375683, 9113384123]